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Credit OfficerUpd:
Job functions
Credit
Languages
English — C1 - Advanced
Type of employment
Full time
Full day
On-site

Company industry
Banking
Location
Ghana, Western Region


Job Details
KEY RESPONSIBILITIES
Prospect and recruit clients to grow the client base.
Review loan requests and conduct financial and non-financial evaluations to ascertain client creditworthiness.
 Ensure proper documentation and filing of client information.
Analyze risks and recommend approval or rejection
Set up payment plans with clients. ensure effective loan collection
Maintain updated records during applications, monitoring, and recovery efforts
Establish and maintain long-term relationships with clients, ensuring a retention rate of over 90%.
Maintain a Portfolio At Risk (PAR) below 2% at all times.
Must live in and around New Site Taxi Station, Adjacent railway quarters- Takoradi


QUALIFICATIONS AND REQUIREMENTS
* A minimum of a Diploma/HND
* Strong analytical, negotiation, and customer service skills.
* Excellent organizational and time management skills.

Benefit
* Attractive Salary

Skills
Credit & Loan Management